You’ve saved throughout your working years. It’s time to start making those funds work for you. But how?
Retirement distribution planning helps you determine how and when to best draw upon your savings so you don’t run out of money.
Step 1: Create a retirement paycheck.
A great first step could be to direct a portion of your savings into an immediate annuity. This ensures a steady retirement paycheck you won’t outlive.
Step 2: Go beyond the paycheck.
Lifetime income is not the only strategy you should consider.
Even in retirement, needs change. Health changes. The world around you changes. Consider directing a portion of your retirement savings to assets that provide inflation protection and/or offer an opportunity for a higher return.
A Modern Woodmen representative can help you develop a distribution strategy that’s right for you.
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Variable annuity
If you want to choose from a broad range of investment options and are willing to accept greater market risk in exchange for a potentially greater rate of return, Modern Woodmen's Variable Annuity may be right for you. It is a flexible, tax-deferred investment vehicle that allows you to actively manage your investments and adapts to your changing needs over time. The value of a variable annuity is determined by the performance of the investment options selected. Performance is not guaranteed.