Reviewing your beneficiary designations is a critical part of the overall planning process. This ensures your life insurance and/or remaining retirement plan proceeds are given to the people or organizations you intended after your death. It only takes a few minutes to make sure your designations match your current wishes.
It's also important to invite your named beneficiaries to a future review of your plans. Your Modern Woodmen representative can help you explain their options and your intentions, so they are more prepared after your death.
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Variable annuity
If you want to choose from a broad range of investment options and are willing to accept greater market risk in exchange for a potentially greater rate of return, Modern Woodmen's Variable Annuity may be right for you. It is a flexible, tax-deferred investment vehicle that allows you to actively manage your investments and adapts to your changing needs over time. The value of a variable annuity is determined by the performance of the investment options selected. Performance is not guaranteed.