Without proper planning and management of market risk, risk factors including poor market performance can deplete your retirement savings during your retirement years. Negative rates of return in the early years of your retirement will also have a negative impact on your portfolio. It can impact your portfolio’s ability to meet your expectations for future income.
If you plan wisely, you may be in a better position to sustain your retirement income over your lifetime. A thorough retirement distribution plan can offer you protection. It can incorporate a retirement paycheck that's guaranteed to last as long as you live.
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529 plans
Saving for college is a priority for many families today, and a 529 plan gives you the ability to save for higher education expenses while receiving tax benefits not found in other investment options.