Earning your trust requires integrity, dependability, competence and transparency. Modern Woodmen of America takes the responsibility of protecting your personal information seriously. This page outlines the categories of information we collect, our business purposes for doing so, your under the California Consumer Privacy Act of 2018 (CCPA), as amended by the California Privacy Rights Act (CPRA) and its implementing regulations, and where you can find additional information.
Categories of personal information we may have collected
| Category | Examples | Retention – nonworkforce |
Retention – workforce |
|---|---|---|---|
|
Identifiers |
Real name, previous names, home address, billing address, email address, account name, Social Security number, driver's license number, passport number, or other similar identifiers. |
Personal data in this category is retained for the time length of the certificate or application, plus 10 years. |
Personal data in this category is retained as long as necessary to comply with applicable federal and state laws, in compliance with industry best practices, and as necessary to accomplish the purposes of the data collection, including providing services as detailed in this Notice of Collection. |
|
Additional personal information |
Signature, physical characteristics or description, telephone number, driver’s license or state identification card number, certificate number, education, employment, employment history, bank account number, or any other financial information, or medical and health information. |
(Same as above.) |
(Same as above.) |
|
Protected classifications |
Age (40 years or older), race, color, national origin, citizenship, medical condition, physical or mental disability, sex (including gender, gender identity, gender expression, pregnancy or childbirth and related medical conditions), veteran or military status. |
(Same as above.) |
(Same as above.) |
|
Commercial information |
Records of personal property, products or services purchased, obtained, or considered, credit history, motor vehicle reports, driving history or other purchasing or consuming histories or tendencies. |
(Same as above.) |
(Same as above.) |
|
Biometric information |
Physiological, biological or behavioral characteristics, including an individual's DNA. Other identifiers or identifying information, such as imagery of the iris, retina, fingerprint, face, hand palm, vein patterns, and voice recordings, and keystroke patterns of rhythms, gait patterns or rhythms, and sleep, health, or exercise data. |
(Same as above.) |
(Same as above.) |
|
Internet or other electronic network activity information |
Browsing history, search history, information on a consumer's interaction with a website, application, or advertisement. |
(Same as above.) |
(Same as above.) |
|
Geolocation data |
Physical location. |
(Same as above.) |
(Same as above.) |
|
Sensory data |
Audio, electronic, visual, thermal, olfactory, or similar information. |
(Same as above.) |
(Same as above.) |
|
Professional or employment-related information |
Applications, resumes, background check, current or past job history or performance evaluations. |
(Same as above.) |
(Same as above.) |
|
Nonpublic education information (as defined in the Family Educational Rights and Privacy Act 20 U.S.C. section 1232g, 34 C.F.R. Part 99) |
Education records directly related to a student maintained by an educational institution or party acting on its behalf, such as grades, transcripts, class lists, student schedules, student identification codes, student financial information, or student disciplinary records. |
(Same as above.) |
(Same as above.) |
|
Inferences drawn from any of the information |
Profile about a consumer reflecting the consumer's preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes. |
(Same as above.) |
(Same as above.) |
Regarding sensitive* personal information
Sensitive personal information that is collected or processed without the purpose of inferring characteristics about a consumer is treated as personal information – described in the chart shown here – for all other purposes under the California Consumer Privacy Act of 2018, as amended by the California Privacy Rights Act (CPRA) and its implementing regulations. Modern Woodmen does not infer characteristics about you using sensitive personal information in a manner that is inconsistent with California Law.
*Examples of sensitive personal information: Social Security, driver's license, state identification card, or passport number; account log-in, financial account, debit card, or credit card number in combination with any required security or access code, password, or credentials allowing access to an account; precise geolocation; racial or ethnic origin; citizenship or immigration status; religious or philosophical beliefs; union membership; the contents of a consumer's mail, email and text messages (unless we are the intended recipient of the communication); genetic data; biometric information; health information; or information regarding sex life or sexual orientation.
Personal information does not include:
- Publicly available information.
- Deidentified or aggregated consumer information.
- Other types of information specifically excluded by the CCPA, as amended by the California Privacy Rights Act and its implementing regulations. For example, personal information governed by the Fair Credit Reporting Act, the Gramm-Leach-Bliley Act or the California Financial Information Privacy Act.
Business purposes for which information is collected
We ask for only the personal information necessary to deliver products and services and/or to consider opportunities for employment, volunteer positions or field positions. For each Category listed above, the information is used to:
- Fulfill or meet the reason you provided the information, such as responding to an inquiry about our products or services.
- Process applications for products or services you have applied for or requested.
- Process your application and maintain information related to your employment, volunteer leadership or field position.
- Provide the product(s) or service(s) you have applied for or requested.
- Process your requests, purchases, transactions and payments, for security purposes, and to prevent transactional fraud.
- Offer you additional products and services.
- Evaluate and pay claims for member benefits.
- Provide and administer workforce benefits.
- Provide support and manage your certificate(s) or account(s).
- Administer and offer fraternal member benefits available to you as a member of Modern Woodmen of America.
- Facilitate participation in Chapter activities or other opportunities available to you as a member of Modern Woodmen of America.
- Communicate with consumers about Modern Woodmen of America and its products, services and benefits.
- Test, analyze, develop and improve our products and services.
- Maintain the safety, security and integrity of our website, products and services, databases and other technology assets.
- Respond to law enforcement requests and as required by or to demonstrate compliance with applicable law, court order, or state or federal regulations.
Your rights under the California Consumer Privacy Act of 2018
The California Consumer Privacy Act of 2018 (CCPA), as amended by the California Privacy Rights Act and its implementing regulations, provides consumers (California residents) with specific rights regarding their personal information. These include:
- Right to Notice: At or before the time personal information is collected, consumers have the right to be informed about the categories of information that may be collected and the business purpose for which it will be used.
- Right to Know: A consumer has the right to request a business that collects a consumer’s personal information disclose to that consumer the categories of personal information the business has collected, or the specific pieces of personal information the business has collected since Jan. 1, 2022.
- Right to Correct: The consumer has the right to correct inaccurate personal information that a business maintains about a consumer.
- Right to Deletion: In many circumstances, consumers can request a business delete any personal data that has been collected on them. This right is subject to certain exceptions.
- Right to Opt-Out: Consumers have the right to opt-out of the sale or sharing of their personal data.
- Right to Limit: If sensitive personal information is collected for the purposes of inferring characteristics about a consumer, the consumer has the right to request the business limit use and disclosure of that sensitive personal information to what is necessary to perform services or provide the goods reasonably expected by an average consumer who requests such goods or services.
- Right to Equal Service: A consumer cannot be discriminated against because of a request to exercise any of the rights provided by the CCPA, as amended by the CPRA and its implementing regulations.
Modern Woodmen of America does not sell or share1 personal information. Modern Woodmen of America also does not infer characteristics about you using sensitive personal information in a manner that is inconsistent with California law.
1 "Share," "Shared," or "Sharing" as used in this Notice of Collection shall mean sharing personal information with a third party for cross-context behavioral advertising. Modern Woodmen of America does not share your information.
Confidentiality and security
We use strict standards of security and confidentiality to protect personal information that we have about you. Only employees who are trained in the proper handling of your information and who must have that information to perform their jobs will be allowed to see and use your information. We have physical, electronic, and procedural safeguards that comply with applicable federal and state regulations to keep your personal information safe.
Additional information
We hope you find this Notice of our information collection practices helpful. We take our responsibilities and your rights very seriously. You can find electronic copies of our Privacy Statement and our Online Privacy Policy at www.modernwoodmen.org.
If you need to access this Notice of Collection for California Residents in an alternative format due to having a disability, please contact us at ComplianceDepartment@modern-woodmen.org or call us at 309-558-3077 or 1-800-447-9811.
If you have any further questions or wish to request additional information as provided in this Notice, please write or call us at:
Modern Woodmen of America
1701 1st Avenue
Rock Island, IL 61201
309-558-3077 or 1-800-447-9811